Vol. 7 No. 2 (2025)

• From the Editors

  Elżbieta Feret, Hubert Leśniak

  5–6

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Artykuły

• The Ratchet Effect and the Flight to Non-Bank Lenders: Behavioural Consequences of Restrictive Monetary Policy in Poland

  Mateusz Malecki

  7–18

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• A Comparative Analysis of the Financial Management of the Municipalities of Tuczępy and Gnojno (2021–2023) in the Context of the Financial Condition of Rural Municipalities in Romania

  Joanna Naróg, Ola Kuźnia

  19–31

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• The XVIII Edition of the Conference: “Scientific Research from a Student's Perspective”

  33

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• Reviewers 2025

  35

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